Branch deposits are an accounting map
FDIC’s local comparisons depend on how banks assign accounts.
- Event / announcement date
- 2026-09-18
FDIC’s September 18, 2026 release mapped June 30 deposits at more than 75,000 domestic offices. Its Summary of Deposits supports county and metropolitan market-share comparisons, rather than measuring residents’ personal wealth. [1]
The June 2026 instructions allow allocations consistent with banks’ internal records: an account’s opening branch, most-active office or location near its owner. Some deposits can be consolidated at one office, so location totals need interpretation. [2]
The May filing notice explains another boundary: single-office institutions need not file this survey, but enter results through June Call Reports. Branch institutions submit separately, and later amendments can revise the published snapshot. [3]
The source
- FDIC: Branch deposit results ↗
Source date 2026-09-18 · reviewed October 30, 2026 - FDIC: Deposit allocation instructions ↗
Undated reference · reviewed October 30, 2026 · June 2026 cover; no publication date is given to day precision. - FDIC: Survey filing rules ↗
Source date 2026-05-29 · reviewed October 30, 2026
About this item: Retrospective report. No first-hand reporting or independent testing is claimed. Corrections policy.
